First of all you will have to file an FIR with the police without any delay. Secondly, inform your insurance company about the theft or robbery.Please inform your regional transport office about this.
New Delhi. Recently in Palwal district, miscreants who took a lift in a property dealer’s car stabbed him, looted the car and fled. You must have read and heard about many such incidents and thefts. But, do you know that if your car gets stolen or someone loots it, then you can claim from the insurance company. In case of car theft, the matter of claim is written in your insurance copy, but in case of robbery also you get the insurance money. However, in both these situations you will have to follow some important process.
In fact, in case of car theft or robbery, you can get money equal to the current market value of the car or the insurance declared value (IDV) mentioned in the insurance document. The insurance company cannot refuse to give you this money. Insurance expert Manoj Jain says that it is necessary to follow some process for this.
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Immediately lodge a complaint with the police
If your car is stolen or looted by miscreants, then first of all you have to file an FIR with the police without delay. A complaint can be lodged at your local police station or at the nearest police station where the incident took place. Do not forget to take a copy of the FIR, because this document will be needed to claim insurance.
Contact the insurance company
The second most important thing is to inform your insurance company about car theft or robbery. You can inform about the robbery both online and offline. You should also fill the claim form immediately, which includes the policy number, car number and complete details of the theft or robbery.
Also inform the local RTO
According to the Motor Vehicle Act, if your car is stolen or looted, then you must inform your Regional Transport Office (RTO). Here you will get a form which you have to fill and get it signed by the RTO. After this, the RTO will give you a transfer paper, which will have to be submitted to the insurance company.
Attach all the required documents
The next important step is to submit all the documents and claim your insurance. In case of car theft or robbery, you have to submit many important documents. This includes original copy of FIR, claim form, driving license copy, copy of RC book, RTO transfer papers, along with this you will also have to hand over the original keys of the car. In case of theft, it is necessary to give both the keys and in case of robbery, one key will do.
Don’t forget to take no trace paper from the police
In order to get a claim in case of car theft or robbery, you will also have to get a no trace report paper from the concerned police station. 6 months after filing an FIR for car theft or robbery, you get this paper, which states that your car has not been found and now you can claim from the insurance company. After this, your company releases the IDV money.
Tag: Business News, car insurance, insurance policy
first published : July 2, 2024, 1:05 pm IST
